Housing affordability in retirement: current and future issues

This presentation looks at ways in which the issue of housing affordability in retirement can be addressed in Australia. Three categories are highlighted - low income, low wealth renters; modest income, modest wealth households; and adequate income, adequate wealth households. Low income , low wealth renters: • Increase supply of affordable social rental housing • Direct government borrowing to fund social housing • Facilitate use of private sector finance (set up specialist financial intermediary; provide credit enhancements to financial instruments) • Increase supply of affordable private rental housing • Target existing tax concessions to investors in affordable dwellings • Regulate allocation to ensure target group housed • Increase rent assistance