Policy
Older and poorer: Retirement Income Review can’t ignore the changing role of home
The assumption that retired people have minimal housing costs underpins the settings of our retirement incomes system. But the real state of housing for older Australians today makes it critical for the Retirement Incomes Review to look at the evidence that now challenges this assumption.
2020
Affordable Housing Needs Projected to Grow for Seniors
The number of elderly people in the US with “worst case housing needs” – defined as renters with very low incomes who do not receive government housing assistance and pay more than one-half of their income for rent, live in severely inadequate conditions, or both – is increasing rapidly. Resources for housing and supporting our aging population are scarce in relation to the scope of the problem.
2020
Effective downsizing options for older Australians
Downsizing—commonly defined as the act of older people moving to a dwelling with fewer bedrooms, a smaller land area and a lower value is viewed by Government as a way to address affordability and use the housing stock more efficiently.
2020
'Having to ask for somewhere to live, it's difficult indeed': Single, female, homeless. Australia's shameful crisis
Older women are the fastest-growing cohort of homeless people in Australia today. According to census data, the number of women aged 65 to 74 describing themselves as homeless increased by 51 per cent in the five years to 2016.
2020
Ageing in Place for Minority Ethnic communities
This research project was developed to explore the types of social infrastructure that people aged 50 and over from ethnic minority communities use in specific places.
The aim of this project is to understand how organisations working with ethnic minority groups engage with older members from their community and how this might have changed over time and to explore how individuals from ethnic mino
2020
Themes:
Why more retirees are still paying off mortgages
Big numbers of Australian Baby Boomers are now entering retirement with a mortgage. The proportion of homeowners who still have a mortgage at the point of retirement in 2016 surged 23 per cent in a decade to 36 per cent. Generation X are also heading towards retirement with mortgage debt.
This article examines the reasons behind this phenomenon.
2020
Themes:
Rental Affordability Snapshot 2020
The Rental Affordability Snapshot is designed to highlight the lived experience of looking for housing while on a low income. It focuses on the Australian population who earn the least income – Commonwealth benefit recipients and minimum wage earners. Every year, Anglicare Australia tests if it is possible for people on low incomes to rent a home in the private market.
2020
Themes:
Rental Housing for an Ageing Population
In our latest Inquiry, we have turned our attention to rental housing for older people, both now and in the decades to come. We wanted to find out how many homes for rent are likely to be needed over the next 20 years or so, what they should be like and who might provide them.
Today only 22% of those over 65 are tenants (private or social). But this will change.
2019
Themes:
Mortgage stress and precarious home ownership: implications for older Australians
This research investigated the growing numbers of middle aged and older Australians who are carrying mortgage debt into retirement and paying off higher levels of debt relative to house values and income. Between 1987 and 2015, mortgage debt among older mortgagors increased by 600 per cent (from $27,000 to over $185,000).
2019
Service provision for older homeless people with memory problems: a mixed-methods study
Objectives and study design:
This 24-month UK study was designed to
(1) determine the prevalence of memory problems among hostel-dwelling homeless older people and the extent to which staff are aware of these problems;
(2) identify help and support received, current care and support pathways;
(3) explore quality of life among older homeless people with memory problems;
(4) investigate service
2019
Themes:
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"There is nothing like staying at home for real comfort."