Affordability of Retirement Housing in the UK

This UK-wide study examines how the affordability of retirement housing affects the housing options available to older people. It considers three research questions: - whether retirement housing is likely to be viable financially for the majority of older people (i.e. those on low to moderate incomes, and with only limited equity if they are owner occupiers); - whether the availability of retirement housing is in effect restricted – an ‘inequality of access’ – to those receiving means-tested benefits and to those with higher incomes, but not to those in-between; - whether self-funders can afford to access and then remain in retirement housing (including housing with care) especially if their care needs (and costs) increase