Australia
Affordable, Accessible, Appropriate housing for older Australians
This presentation looks at the major issues relating to housing options of affordability, accessibility and appropriateness, for older Australians.
Affordable: Most retirees have adequate housing; higher net transfers not viable
Accessible: Storm clouds are ahead for retiree home ownership and renting
Appropriate: Downsizing is wanted, but harder than it should be
(COTA National Policy Forum
2017
Themes:
Sensible reform to finance affordable housing deserves cross-party support
Like Australia, the UK has a serious problem with housing affordability and supply, made worse by policy and market settings that fuel instability in rental housing.
2017
Themes:
Single women face a frightening future of homelessness in Australia
Only about 6 per cent of homeless people in Australia are sleeping rough; the rest are in temporary accommodation, sleeping in their cars or couchsurfing.
And one of the most shocking trends from the data is the increase in homelessness among older women.
2017
Majority of Australian tenants are living in rental stress
The Rent.com.au Rental Affordability Survey of more than 2,000 renters across Australia in April revealed that 53 per cent of tenants reported spending one-third to a half of their weekly income on rent. Rental stress occurs when a person pays more than a third of their income on rent.
2017
Themes:
Supporting older lower income tenants in the private rental sector
Retired lower income households living in the private rental sector face rent increases and insecure tenure while being on low fixed incomes (i.e. the age pension).
2017
Themes:
Older Women's Homelessness: designing smaller homes to meet rising demands
Older Women’s Homelessness:
A Growing Crisis
• 1 in 7 people experiencing homelessness are over 55 years old
• Only 1.62 percent of properties across Australia are affordable for single people on the age pension
• 14 percent of people aged 65-84, and 11 percent of people aged over 85, are now renting on the private market
• Home ownership rates dropped to 42% by 2014 and are expected to continue t
2017
Themes:
Tiny houses: Interest is growing but who wants them and why?
My research to date has found a marked increase in people who want their own tiny house, particularly among older women.
Based on earlier research, I argued tiny houses could be part of a solution to the perennial and wicked problem of unaffordable housing, as well as improving urban density and the environmental sustainability of housing.
Demographically, interest in tiny houses is biased towar
2017
Themes:
No place like home: The impact of declining home ownership on retirement
Australia’s retirement income system has long implicitly taken it for granted that the vast majority of retired people will have very low housing costs – in turn reflecting a presumption that most of them will own their own homes, and will have fully paid down any mortgage debt taken on in order to finance the original acquisition of their homes; and that those who have been unable to become home-
2017
Themes:
Ageing and Homelessness: Solutions for a growing problem
An ageing population and growing levels of housing stress will increase the number of people at risk of ageing in to homelessness. One in six people aged over 55 who received help from a homelessness service reported having financial difficulties.
Appropriate housing that is truly affordable is a key part of the solution.
2017
Why older Australians don’t downsize and the limits to what the government can do about it
Encouraging senior Australians to downsize their homes is one of the more popular ideas to make housing more affordable. The trouble is, incentives for downsizing would hit the budget, but make little difference to housing affordability. This article looks at government incentives that could release housing stock without financially penalising older home owners.
2017
Themes:
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"There is nothing like staying at home for real comfort."