Policy
Effective downsizing options for older Australians
Downsizing—commonly defined as the act of older people moving to a dwelling with fewer bedrooms, a smaller land area and a lower value is viewed by Government as a way to address affordability and use the housing stock more efficiently.
2020
Ageing in Place for Minority Ethnic communities
This research project was developed to explore the types of social infrastructure that people aged 50 and over from ethnic minority communities use in specific places.
The aim of this project is to understand how organisations working with ethnic minority groups engage with older members from their community and how this might have changed over time and to explore how individuals from ethnic mino
2020
Themes:
'Having to ask for somewhere to live, it's difficult indeed': Single, female, homeless. Australia's shameful crisis
Older women are the fastest-growing cohort of homeless people in Australia today. According to census data, the number of women aged 65 to 74 describing themselves as homeless increased by 51 per cent in the five years to 2016.
2020
Why more retirees are still paying off mortgages
Big numbers of Australian Baby Boomers are now entering retirement with a mortgage. The proportion of homeowners who still have a mortgage at the point of retirement in 2016 surged 23 per cent in a decade to 36 per cent. Generation X are also heading towards retirement with mortgage debt.
This article examines the reasons behind this phenomenon.
2020
Themes:
Rental Affordability Snapshot 2020
The Rental Affordability Snapshot is designed to highlight the lived experience of looking for housing while on a low income. It focuses on the Australian population who earn the least income – Commonwealth benefit recipients and minimum wage earners. Every year, Anglicare Australia tests if it is possible for people on low incomes to rent a home in the private market.
2020
Themes:
Older and poorer: Retirement Income Review can’t ignore the changing role of home
The assumption that retired people have minimal housing costs underpins the settings of our retirement incomes system. But the real state of housing for older Australians today makes it critical for the Retirement Incomes Review to look at the evidence that now challenges this assumption.
2020
Affordable Housing Needs Projected to Grow for Seniors
The number of elderly people in the US with “worst case housing needs” – defined as renters with very low incomes who do not receive government housing assistance and pay more than one-half of their income for rent, live in severely inadequate conditions, or both – is increasing rapidly. Resources for housing and supporting our aging population are scarce in relation to the scope of the problem.
2020
Adapting homes for ageing well in London
In London there are just over 1 million people aged over 65 and that number is expected to grow to 1.2 million by 2024 – an increase of 22% in 10 years. There are 140,000 people aged over 85 in London, and that is expected to increase to 180,000 over 85 by 2024, a 38% increase in 10 years.
2019
Themes:
Mutual Appreciation: A Social Innovation Thinkpiece
Global trends and domestic policy have challenged Australia’s traditional owner-occupier housing model and undermined the assumption of zero housing costs in retirement that underpins both our retirement income and aged care systems. Housing has become a commodity, a place where investors grow wealth to hand down inter-generationally while others become increasingly vulnerable to housing stress.
2019
Housing in an ageing Australia: Nest and nest egg?
Housing outcomes affect financial and personal health and wellbeing over the lifecycle. And as lifespans increase and Australia’s population ages it is important to continue to examine the interactions between demography and housing. This research brief explores the current state and projected future of such interactions, marrying policy developments with the latest data and research.
2019
Themes:
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"There is nothing like staying at home for real comfort."