Home Ownership
The government has walked away from social housing. Now we are paying the price
Housing policy in Australia has a split personality: we are either shaking our heads at how hard it is for wealthy millennials to buy their first home or we are wringing our hands at the plight of the homeless.
Policymakers have responded in a piecemeal and often counterproductive fashion to these individual and seemingly isolated issues, providing financial incentives to first homebuyers and cri
2018
Themes:
When falling home ownership and ageing baby boomers collide
Until now, the majority of older people in Australia have achieved the goal of owning their own home outright. Hence, policymakers have typically shown little concern about the size and budget costs of rental housing assistance programs for seniors.
2018
Themes:
Housing America's Older Adults
Households headed by someone 50 or over represent 55 percent of all the nation’s households.
• Over the past several years, the most significant growth in older households came from baby boomers aged 65- 74.
2018
Three reasons the government promotes home ownership for older Australians
Government strategies to manage population ageing largely assume that older Australians are home owners. There is often an implied association between home ownership and ageing well: that is, older Australians who own homes are seen as having made the right choices and as being less of a budget burden.
The problem with this approach is that not everyone is or can be a home owner.
2017
Themes:
Housing equity withdrawal: Perceptions of obstacles among older Australian home owners and associated service providers
Housing wealth dominates the asset portfolios of the older population in Australia and many other countries. Given the anticipated spike in fiscal costs associated with population ageing, there is growing policy interest in housing equity withdrawal (HEW) to finance living needs in retirement.
2017
Themes:
The ageing population will change demand for housing. In particular, it is likely that more adaptable and specialised housing will be needed.
This document outlines the Policy implications for the UK due to the ageing population's changing demands for housing.
Building suitable new homes and supporting the adaptation of the
existing housing stock will be critical as the population ages. It
is also important that older people can move to a more appropriately sized home with ease.
2017
'Ticking time bomb': Older Australians face housing crisis
Australian retirees will face a housing crisis within 15 years unless urgent action is taken, according to the Council on the Ageing.
It drew attention to the impact on older Australians of rising prices, rising rents, huge mortgage debt and the scarcity of suitable homes.
The assumption that Australians retire in a home they own underpins the nation’s superannuation and pension systems, but thi
2017
Themes:
The Head, The Heart & The House: Health, Care and Quality of Life
Around 2.8 million Australians tuned in to Channel 9 in mid-October 2014 to watch the auc on of The Block, the most recent instalment of the hit property renova on show. The highest-ra ng reality TV show in Australia documented in painful detail the shock and dismay of the Block par cipants as their apartments were sold at auc on.We are a na on mesmerised by housing and home improvement.
2015
Themes:
Housing Older Australians: Loss of home ownership and pathways into housing assistance
In Australia and other ‘homeownership societies’ it has been conventional to think of housing pathways in terms of a smooth linear progression, leading to outright ownership in middle age and a retirement buffered by low housing costs. This vision of the welfare role of home ownership is an important buttress of Australian retirement incomes policy.
2015
Homeless Baby Boomers - Housing Poorer Baby Boomers in their Retirement
This report considers the challenges New Zealand faces with an increasing number of people reaching retirement age as tenants. These challenges not only include those around adequacy of income but also those around availability and access to suitable housing. In addition there is an overlaying challenge of the sheer number of people reaching retirement age over the next decade.
2015
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"There is nothing like staying at home for real comfort."