Private Rental
'Having to ask for somewhere to live, it's difficult indeed': Single, female, homeless. Australia's shameful crisis
Older women are the fastest-growing cohort of homeless people in Australia today. According to census data, the number of women aged 65 to 74 describing themselves as homeless increased by 51 per cent in the five years to 2016.
2020
Rental Affordability Snapshot
The Rental Affordability Snapshot highlights the lived experience of looking for housing on a low income. It focuses on those who earn the least– people on government income payments and people earning the minimum wage.
2019
Themes:
Supporting older lower income tenants in the private rental sector
Retired lower income households living in the private rental sector face rent increases and insecure tenure while being on low fixed incomes. They also live in housing that may not be physically suitable for them and may require alterations to make the premises liveable.
The policy options presented here focus on assisting older lower income tenants.
2019
Themes:
Inquiry into decent and accessible homes for older people
The All-Party Parliamentary Group was established to engage with the political and legislative issues affecting people in later life.
2019
Themes:
What Are the Structural Barriers to Planning for Later Life? A Scoping Review of the Literature
This review draws on Street and Desai (2011) to characterise planning as the range of activities people deliberately pursue with the aim of achieving desired outcomes in later life.
2019
Themes:
Housing in an ageing Australia: Nest and nest egg?
Homeownership serves multiple purposes over the life cycle: It acts as a home as well as a store of wealth to guarantee financial security in retirement. Its lack in old age compromises security of both tenure and finances. Much has been written about housing and homeownership. Here we apply the prism of population ageing to bring new insights to the topic.
This brief is in three parts.
2019
'One rent increase from disaster’ Older renters living on the edge in Western Australia
Recent trends in Australia indicate homelessness and the risk of homelessness is increasing for low income older households.
The Ageing on the Edge Project is a five year initiative (2016–2020) that aims to gather evidence and conduct research that supports a compelling need for better housing and support services for older people. This is the third report produced as part of this project.
2019
Fall in ageing Australians’ home-ownership rates looms
According to data from the Australian Bureau of Statistics Survey of Income and Housing, home-ownership rates among Australians aged 55-64 years dropped from 86% to 81% between 2001 and 2016.
Mortgage burdens have spiked in the 55-64 age group. In 2001 roughly 80% were mortgage-free. By 2016 this had plummeted to only 56%.
Indebtedness is even growing among owners aged 65 and over.
2019
Mortgage stress and precarious home ownership: implications for older Australians
This research investigated the growing numbers of middle aged and older Australians who are carrying mortgage debt into retirement and paying off higher levels of debt relative to house values and income. Between 1987 and 2015, mortgage debt among older mortgagors increased by 600 per cent (from $27,000 to over $185,000).
2019
Ageing with Choice Future directions for seniors housing 2019–2024
Like most developed countries, Australia has an ageing population. The number of people in WA aged 65 or over is projected to grow by 40 per cent to more than 500,000 by 2026.
Without access to suitable, affordable homes, more older people will struggle to balance housing and living costs or will be living in homes they cannot manage or maintain.
2019
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"There is nothing like staying at home for real comfort."